There are no definitive guidelines that dictate whether or not a given case is marketable (industry participants refer to life settlement candidates holistically as “cases”). Many different factors apply, and no two cases are identical. Here are basic criteria and characteristics that generally render cases more salable, however:
Even if a case violates one or more of the rules of thumb cited above, it may still be appealing to buyers depending on the overall circumstances. Life settlement evaluation is an inexact science, and investors differ from one another along lines of risk tolerance, underwriting criteria and buying preferences.